# JS&C Automation

JS&C Automation is a compliance-first Agentic AI middleware provider for SFC-licensed financial SMEs in Hong Kong.

## Description

Zero-Data-Retention (ZDR) multi-agent AI pipelines that process client data in ephemeral RAM sandboxes. Raw data vanishes immediately after execution: no persistent storage, no third-party model training, full PCPD compliance.

Key differentiators:
- ZDR (Zero-Data-Retention) architecture: data processed in ephemeral RAM, never stored
- AI-vs-AI governance: multi-agent validation against SFC circulars and HKMA guidelines
- Human-in-the-Loop validation gates on every workflow
- Cryptographic audit trails for SFC and HKMA compliance
- Hong Kong virtual node deployment
- Connectors for HK financial institutions (HSBC, UBS, Julius Baer, LGT, etc.)

## Use cases

- Multi-custodian daily statement reconciliation
- SFC and HKMA compliance filing preparation
- Client portfolio NAV and variance report generation
- Trade document and invoice ingestion (TSW Phase 3)
- Cross-border AML/KYC sanction list screening
- Sanctions screening and suspicious transaction reporting

## Pricing

Bespoke pricing per build. Each deployment includes:
- Setup and integration with existing systems
- Recurring backend/server hosting
- Ongoing compliance updates and support

Contact: https://jonathansimpson.co/#contact

## Links

- Homepage: https://automation.jonathansimpson.co
- Live Demo: https://automation.jonathansimpson.co/demo
- Main site: https://jonathansimpson.co

## AI-readable endpoints

Markdown mirrors of key pages (serve full content without rendering):

- https://automation.jonathansimpson.co/home.md
- https://automation.jonathansimpson.co/demo.md
- https://automation.jonathansimpson.co/blog.md
- https://automation.jonathansimpson.co/pricing.md

Open Knowledge Format bundle (Google-backed, markdown with YAML frontmatter):

- https://automation.jonathansimpson.co/okf/index.md
- https://automation.jonathansimpson.co/okf/site.md
- https://automation.jonathansimpson.co/okf/demo.md
- https://automation.jonathansimpson.co/okf/blog.md
- https://automation.jonathansimpson.co/okf/pricing.md
## Blog posts

- [How to run a 30-day AI pilot in a regulated firm without failing audit](https://automation.jonathansimpson.co/blog/regulated-firm-ai-pilot): A practical playbook for piloting AI inside an SFC-licensed firm: scoping, human-in-the-loop gates, what to measure, and how to kill the pilot cleanly if it does not deliver.
- [The HK$580,000 question: junior analyst vs AI pipeline](https://automation.jonathansimpson.co/blog/junior-analyst-vs-ai-cost): A full-cost comparison of hiring a junior analyst in Hong Kong versus deploying an AI automation pipeline: the numbers behind the 65% cost reduction, and what it actually takes to replace one headcount.
- [From Teams meeting to executed action: automating follow-through](https://automation.jonathansimpson.co/blog/teams-meeting-to-action): How small HK firms turn meeting decisions into executed actions automatically: transcription, decision extraction, task routing, and the follow-up loop that stops follow-through from dying in the chat thread.
- [Month-end close in two days: where HK finance teams lose the week](https://automation.jonathansimpson.co/blog/month-end-close-two-days): A day-by-day breakdown of the month-end close for Hong Kong finance teams: where the five days actually go, what is automatable, and how firms compress the cycle to two days.
- [Sanctions screening automation that survives an SFC audit](https://automation.jonathansimpson.co/blog/sanctions-screening-automation): How to automate sanctions and AML name screening in a way that holds up under review: workflow design, hit handling, false-positive management, and the audit trail regulators expect.
- [Multi-custodian NAV reconciliation: a step-by-step automation blueprint](https://automation.jonathansimpson.co/blog/nav-reconciliation-automation): How HK asset managers can automate multi-custodian NAV reconciliation: a step-by-step blueprint covering ingestion, variance checks, exception handling, and audit trails.
- [Redaction isn't anonymity: when masking client data still triggers PCPD](https://automation.jonathansimpson.co/blog/redaction-vs-anonymisation-pcpd): Why masking client data before sending it to an AI tool often fails to remove your PCPD obligations, and what genuinely anonymised data requires under Hong Kong law.
- [SFC guidance on AI and outsourcing for licensed firms: a plain-English walkthrough](https://automation.jonathansimpson.co/blog/sfc-ai-outsourcing-guidance): What SFC-licensed firms in Hong Kong need to know when adopting AI: accountability, governance, outsourcing discipline, and the approval gates compliance officers should demand.
- [Can HK financial firms use AI on client data? What PCPD and SFC actually allow](https://automation.jonathansimpson.co/blog/ai-on-client-data-hk): A plain-English guide to what the Personal Data Privacy Ordinance and SFC rules permit when Hong Kong financial firms use AI on client data, with a practical compliance checklist.
- [What is Zero-Data-Retention AI? A plain-English explainer](https://automation.jonathansimpson.co/blog/what-is-zero-data-retention-ai): Zero-Data-Retention AI processes sensitive data in ephemeral memory and deletes everything after execution: no storage, no training, no third-party copies. Here is how it works and why regulated firms care.

- Markdown mirrors: https://automation.jonathansimpson.co/blog/<slug>/blog.md
- OKF mirrors: https://automation.jonathansimpson.co/okf/blog/<slug>/blog.md