# Jonathan Simpson & Co. | JS&C Automation | Zero-Data-Retention Agentic AI for HK Finance

Simulate ZDR multi-agent pipelines that free junior analysts from manual consolidation so they can focus on meaningful research, while maintaining SFC, HKMA, and PCPD compliance. Built by Jonathan Simpson & Co.

## Overview
- **Positioning**: Compliance-first Agentic AI for HK Finance
- **Primary URL**: https://automation.jonathansimpson.co

70% operational cost reduction with private RAG chat and zero-data-retention automation pipelines for SFC-licensed firms, with your data never leaving your control and PCPD, SFC & HKMA compliance built in from day one.

Badges: Juniors Do the Meaningful Work · 100% PCPD & SFC Compliant · 24/7/365 Automated

## Zero-Data-Retention Architecture (4 stages)

### 1. Secure Ingest & Mask: PII Redacted

Local regex engine strips client PII (HKID, Name, Account #) before any payload leaves the perimeter.

Benefit: Eliminates PCPD risk: prevents accidental data exposure to public LLMs.

### 2. Ephemeral RAM Execution: HK Virtual Node

Payload processes inside encrypted, volatile RAM buffers on local HK/SG virtual nodes.

Benefit: Zero data retention: data exists in memory only during execution and leaves 0 footprint.

### 3. AI-vs-AI Governance: SFC Rule Verified

Multi-agent validation checks outputs against SFC Circular rules and custom tolerance thresholds.

Benefit: Audit-ready accuracy: prevents AI hallucinations from reaching client-facing reports.

### 4. Audit Dispatch: SHA-256 Proof

Clean report written back to Xero/Slack; RAM wiped; cryptographic proof logged.

Benefit: Automated compliance proof: provides verifiable proof for internal and SFC regulators.

## Connectors

- **Multi-Custodian Adapters**: HSBC, UBS, Julius Baer, LGT portal extraction
- **Portfolio & Market Data**: BlackRock Aladdin IBOR positions and risk analytics
- **Microsoft 365**: Outlook inbox monitoring, Excel workbook processing, Teams compliance alerts
- **Google Workspace**: Gmail attachment parsing with Google Sheets and Docs extraction
- **Omnichannel Comms**: Teams, Slack, WhatsApp chat thread ingestion
- **AI Meeting Intelligence**: Granola meeting notes and transcript ingestion
- **Knowledge & SOPs**: Notion SOP synchronization and audit archival
- **Accounting & ERP Ledger**: Xero bank reconciliation and anomaly flagging

## Pricing model

Bespoke per build: setup/integration quote plus recurring backend and server hosting fee. Benchmark retainers for reference:

- **Starter** (Foundation): 1 workflow · 1–5 staff, HKD 8,000/month
- **Core** (Growth): 3 workflows · 4–10 staff, HKD 12,000/month
- **Pro Tier** (Sweet Spot): 5 workflows · 10–25 staff, HKD 15,000/month
- **Scale** (Enterprise): Unlimited workflows · 25+ staff, custom

## CCMF Grant Roadmap

- **R&D & Multi-Agent Pipeline Refinement** (35%, HKD 35,000): Iterative development of LLM orchestration, PII redaction engine, and SFC rule gate logic.
- **Independent Security & SFC Compliance Audit** (30%, HKD 30,000): Third-party penetration testing, data privacy certification, and regulatory submission prep.
- **Compliance Infrastructure & HK Virtual Servers** (20%, HKD 20,000): HK-based bare-metal nodes with ephemeral RAM execution environment, TLS-in-TLS gateway.
- **Targeted SME Client Acquisition Workshops** (15%, HKD 15,000): Sector-specific briefings for boutique asset managers, IAMs, and family offices in Central.

## FAQ

### What is Zero-Data-Retention Agentic AI?

ZDR Agentic AI processes client data in ephemeral RAM sandboxes. Raw data vanishes immediately after execution: no persistent storage, no third-party model training, full PCPD compliance.

### Is this compliant with SFC regulations?

Yes. Our architecture includes mandatory Human-in-the-Loop validation gates, AI-vs-AI governance checks against SFC circulars, and cryptographic audit logs for every execution.

### How much does a typical firm save?

Replacing one junior analyst FTE (HKD 580,000/year including overhead) with the JS&C Pro Tier (HKD 202,000/year all-in) saves HKD 378,000 per year, a 65% cost reduction.

## Contact

Book a consultation: https://jonathansimpson.co/#contact